I've requested a voluntery reposession on my current car due to mechanical issues that occured 3 months after purchasing it. As of right now I have $500 for a down payment and my monthly income is $1300. I've been told I would be approved if it wasn't for the current loan showing active. I am pregnant and in desperate need of a car. Are there any possible loans I would qualify for? I've been waiting for them to pick up my car since November 7th..appx 3 months now. - AMANDA H.
I had another question,what is a normal interest rate for an in house loan,I have a credit score of 523.that way i can have a more accurate calculation of a monthly payment. - DEBBIE H.
I have recently discoved that my bad credit due to hospital bills is keeping from purchasing a car which I need to get to and from work. I am also in the National Guard and not having a vehicle is going to cause issues getting to my home unit which takes about an hour and a half to drive to on drill weekends. Getting a taxi for such a thing is out of the question. If someone could please help me better understand what I need to do to be eligable for such a loan I would greatly appreciate it. - MICHELLE B.
My score is 475. For many years I was in the mortgage and settlent business. The economy killed that and at my age it was impossible to get a job making what I had been. At the same time it was hard to get rid of two houses that became less in value than owed. While all of that was going on I had to help pay burials for first a sister, then step father and then mother. It really does come in 3's. smile I have good income, minimal bills and trying to move forward. I would like a 2012 GMC Terrain. I have a paid for 2005 Xterra 4x4 I would trade. Is this scenario possible? - DWIGHT B.
I would like to know if you have any success with recent bankruptcies and little money down. I don't want to fill out a lot of credit apps just to be turned down because I don't want a lot of credit inquiries on my fresh start credit. - LINDA P.
